Medically Necessary
“Medically Necessary” or “Medical Necessity” means the services or supplies provided by a Hospital, Doctor, or other covered provider that are required to identif’ or treat a covered loss and which, as determined by Us, are:
  1. consistent with the diagnosis and treatment of the covered loss;
  2. appropriate with the standards of good medical practice;
  3. not solely for the convenience of a Covered Person;
  4. the most appropriate supply or level of service which can be safely provided; and
  5. not considered experimental or investigative.